Most people (and basically banks) think that Property Insurance is not a that necessary, although some bank cash on it by giving it as an incentive for a certain time period.
Well insurance in today's time was is a MUST for everything that you own today.
Property Insurance Rates have fallen down drastically (Approximately Rs 60 per lakh of property value for a period of one year) and if you go in for a longer period insurance tenure then you can avail significant discounts as well.
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